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re: I'm a YNAB geek.
Posted on 1/6/17 at 10:40 am to anc
Posted on 1/6/17 at 10:40 am to anc
quote:
YNAB's advantages over Mint are that it makes you focus on the future, not just the present. You have to engage with the software to get the benefit. If you want a spending tracker, Mint or a simple Excel sheet will do just fine. YNAB helps you to change bad financial behavior.
how hard was it to get your spouse to use it? this is the problem I run into. My wife likes the concept but forgets to enter expenses, or will use generous classifications (i.e. girls night out comes out of food, as opposed to her fun budget).
1
Posted on 1/6/17 at 10:42 am to Hawkeye95
quote:
how hard was it to get your spouse to use it? this is the problem I run into. My wife likes the concept but forgets to enter expenses, or will use generous classifications (i.e. girls night out comes out of food, as opposed to her fun budget).
Personal finance is 90 percent personal.
My wife was on board from the beginning. It helped the process.
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