re: Thinking about leasing a vehicle

quote:

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Some manufacturers also offer the option to lower the money factor by applying "multiple security deposits". Not applied as cap cost reduction, so it can actually save you money over the term.

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Yep. MSD's are usually a good deal if you can afford to be out of pocket that cash for the term of the lease. The reduction in payment they offer is usually tough to beat when compared to returns from investing that cash elsewhere.

Also worth mentioning the MSD's are fully refundable or transferable on lease maturation. Kind of a "no duh" thing but without it being explicitly stated some may not realize it