re: VW dieselgate update

quote:

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Because if you get in a wreck and total the TDI in 2018 and have put 40k more miles on it, you think they're going to give you your current 2016 KBB value? Which, I might add, is substantially less than the 09/15 clean trade value VW is giving you.

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You may want to explore an option other than traditional comp and collision policies based on book value, what you are describing is your situation not mine.

You do realize there are other options right?

Allstates new car replacement policy works well for this purpose if the vehicle is new enough in this situation. I am sure others have a simular option, ask your agent.

I normally would not carry one of these policies but in MY situation with THIS VEHICLE it seemed a reasonable hedge against the benefit of esentially having a free car for two years that the wife loves, gets great milage, and has full warranty.

The fact that the model I have will be unavailable is actually a benefit to me in the T&C of my policy.

You have no clue what my offer is or what policy I have, therefore please just stop, there is no one size fits all here.