re: Question about interstate competition amongst insurance companies...

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Example 1: Most people don't realize Blue Cross Louisiana (Francise) is separate from other states as for as policy, procedures and coverage. This helps them build a corporate shield in case of litigation. Now if I need to see a doctor in Colorado and must have XRay, Blood Test, See the Doctor and have Meds my bill could be in $2,000 range. Same goes if I break my leg skiing. The policy in Louisiana should have to help cover those expenses, right.

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Example 2: Here is another problem because I deal with this all the time. Inside a physicians office it's already insanely tough to 1) find if this person is insured, has Medicaid or Medicare etc 2) to know if the policy in place and if the insured has changed companies 3) Because I know and can imagine how time consuming it is all going to be dealing with various insurance companies outside the state makes me worried.

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The number of insurance companies allowed to sell across state lines must be somewhat limited or else doctors might just reject all or most of them.

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You can't just have an endless exchange of companies trying to get into the state

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Maybe you allow a cut off for a year and after 9 months begin reopening bids and proposals.

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