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re: Checking account balance question:
Posted on 12/5/16 at 3:04 pm to btnetigers
Posted on 12/5/16 at 3:04 pm to btnetigers
Wife manages checking account. She tries to keep 1500.00. We are pretty much cash only, now. Use of credit tends to be online only. Can always move $$$ from savings to checking.
Her pay, my retirement and 1/3rd of what I earn goes to checking, bills and the likes. 1/3rd goes to savings. 1/3rd I use for fuel, personal care items, date nights, spending money as I see fit to give (children, grandchildren, etc).
Her pay, my retirement and 1/3rd of what I earn goes to checking, bills and the likes. 1/3rd goes to savings. 1/3rd I use for fuel, personal care items, date nights, spending money as I see fit to give (children, grandchildren, etc).
1
Posted on 12/5/16 at 3:31 pm to wfallstiger
Start each month with $1,000
+Income
-Expenses
Whatever amount is left at the end of the month over $1,000 goes into savings/investments. If that amount is under $1,000 (
) then we transfer back from savings.
Repeat.
+Income
-Expenses
Whatever amount is left at the end of the month over $1,000 goes into savings/investments. If that amount is under $1,000 (
) then we transfer back from savings. Repeat.
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