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Message
re: Anybody ever had home warranty with heater problems
Posted on 11/27/16 at 6:14 pm to La Cucaracha
Posted on 11/27/16 at 6:14 pm to La Cucaracha
It's not worth it unless you have mostly $1000 plus appliances and really high end fridges. They are not in the business of paying out for repairs promptly.
I do not like home warranties and would never deal with a home warranty company again. But there are some cases when it is worth it.
Also what is your deductible? If it's more than $75 it's almost never worth it. A lot of great repairmen will only charge $60-75 to come out and diagnose and most appliance repairs are less than $300 total (even when getting into major repairs) Home warranties cost a good bit more than $300 a year so if you just saved the amount you would pay them you would be better off. The big if would be if you have Dacor, DCS, Sub_Zero and GE Monogram, where repairs can get into the 800's easily.
Kitchen Aid has a built in fridge that has a control board that is $975 for the part. Luckily there is a company in Illinois that will repair it for $175 and warranty the repair for a year, but unless you have home warranty, high end appliances can shock you.
It is very rare to have two appliance break in a year. If one appliance broke a year, you would be better not having a warranty.
You will also get a lesser service from companies because they won't make nearly as much per job. I like to profit at least $100 per repair for the most part with warranty my profit was closer to $65-70 so of course those jobs would get pushed back. Larger companies do the same thing.
They are great if you aren't paying for them, but again unless you have $10k worth of appliances in your house, it's rarely worth it.
Though there are people who are very happy with them. I will say I think Old Republic was better than AHS.
Those are the only two I dealt with.
I do not like home warranties and would never deal with a home warranty company again. But there are some cases when it is worth it.
Also what is your deductible? If it's more than $75 it's almost never worth it. A lot of great repairmen will only charge $60-75 to come out and diagnose and most appliance repairs are less than $300 total (even when getting into major repairs) Home warranties cost a good bit more than $300 a year so if you just saved the amount you would pay them you would be better off. The big if would be if you have Dacor, DCS, Sub_Zero and GE Monogram, where repairs can get into the 800's easily.
Kitchen Aid has a built in fridge that has a control board that is $975 for the part. Luckily there is a company in Illinois that will repair it for $175 and warranty the repair for a year, but unless you have home warranty, high end appliances can shock you.
It is very rare to have two appliance break in a year. If one appliance broke a year, you would be better not having a warranty.
You will also get a lesser service from companies because they won't make nearly as much per job. I like to profit at least $100 per repair for the most part with warranty my profit was closer to $65-70 so of course those jobs would get pushed back. Larger companies do the same thing.
They are great if you aren't paying for them, but again unless you have $10k worth of appliances in your house, it's rarely worth it.
Though there are people who are very happy with them. I will say I think Old Republic was better than AHS.
Those are the only two I dealt with.
Posted on 11/27/16 at 7:48 pm to Napoleon
I pay them about $700/year. Contract ends next month. After what you've just said, I'm canceling. Now I know why I have to badger the plumber, who doesn't do the best job!
Edited to say thank you very much. I have felt like I was being ripped off since shortly after I renewed after the seller's warranty a year after I bought this house. Like I said, I'm a college student (divorced) who is currently on a fixed income, so I looked at it as a safety net in case something big happened.
Edited to say thank you very much. I have felt like I was being ripped off since shortly after I renewed after the seller's warranty a year after I bought this house. Like I said, I'm a college student (divorced) who is currently on a fixed income, so I looked at it as a safety net in case something big happened.
This post was edited on 11/27/16 at 7:53 pm
Posted on 11/27/16 at 8:14 pm to Napoleon
So would a leaking dish washer be fixed by the warranty? Glad to hear I have the better of the two you have dealt with.
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