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re: Can I buy a car with a credit card?
Posted on 11/2/16 at 6:14 pm to KG6
Posted on 11/2/16 at 6:14 pm to KG6
you're not supposed to send your balance to over 30% of your credit limit, so unless you have $100k limit on your card Id advise against it even if its doable. Also if anyone did it, they're charging you extra to do so. I dont see why you wouldnt just pay for it and wait a few days for the cash to clear, its highly unlikely an emergency arises if its literally just a couple days. Otherwise just finance it and pay it off when the funds come
This post was edited on 11/2/16 at 6:15 pm
3
Posted on 11/2/16 at 6:27 pm to dabigfella
I've got about 70k credit limit. This would be paid off before the billing cycle "ends". Would not bring up using the card until deal was made. I can easily see them saying no. And I have the cash as a backup. This just gives me a lot of rewards for basically no skin off my back (if they did it)
Posted on 11/2/16 at 7:16 pm to dabigfella
quote:
you're not supposed to send your balance to over 30% of your credit
Uh what?
Posted on 11/2/16 at 9:22 pm to dabigfella
It's my understanding that the 30% doesn't matter if he pays off his CC before his statement closes out.
It will vary from dealer to dealer. They aren't just going to eat that 3% swipe fee.
Remember that there are extended periods due to anti terrorism regulations when wiring over $10k. It takes about 5 business days for them to pay off my CC when it exceeds $10k
It will vary from dealer to dealer. They aren't just going to eat that 3% swipe fee.
Remember that there are extended periods due to anti terrorism regulations when wiring over $10k. It takes about 5 business days for them to pay off my CC when it exceeds $10k
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