quote:
The entire idea our government has that insurance companies should be covering pre-existing conditions is just proof that government doesn't get the purpose of insurance. Insurance is an instrument used to hedge against a risk of loss. If the loss has already happened in the form of someone having a condition, then "insurance" is just free money. That's why you can buy insurance before you wreck your car but oddly enough can't buy insurance after you wreck your car.

There has to be another way to insure people that are deemed high risk but what we put in place was comical and hurt everyone.

quote:
I've been fortunate enough it hasnt hit me yet.

Well up until today I was saying it's sucks to hear about all these folks getting screwed by this mess but now it's hit me directly

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Posted by dabigfella

Member since Mar 2016

6687 posts

Posted on 10/29/16 at 5:13 pm to Sho Nuff

Sho Nuff, ill say this man insurance is beeyotch man but if anything ever happens god forbid you will be so thankful. My mother spent 10 days in the ICU and the total bill was over $300,000. She obviously still owed I wanna say $50k or so out of pocket at the end but they saved her life and the insurance paid the rest. Here's where people dont get that trump isnt being racist, we are paying for illegals to use our hospitals and go to our schools. Insurance has to rise on people like you and I who can pay to offset when an illegal goes to a hospital to have a baby and cannot pay her bill. Its not racist to say enough of the illegals, its just being prudent.

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Posted by iknowmorethanyou

Paydirt

Member since Jul 2007

6552 posts

Posted on 10/29/16 at 7:40 pm to Sho Nuff

$440 ain't shite. Sorry you got an increase though.

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