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Message
re: Private Flood Insurance--Louisiana
Posted on 10/26/16 at 10:51 am to tgrbaitn08
Posted on 10/26/16 at 10:51 am to tgrbaitn08
350k of coverage (250k building, 100k contents) is $450/year and rates are the same regardless of who writes the policy since its federally backed. (flood zone C)
I cant imagine a private insurer offering anything to compete with that.
I cant imagine a private insurer offering anything to compete with that.
This post was edited on 10/26/16 at 12:24 pm
4
Posted on 10/26/16 at 10:54 am to The Mick
quote:
500k of coverage is like $450/year and rates are the same regardless of who writes the policy since its federally backed.
I cant imagine a private insurer offering anything to compete with that.
That is what mine is and I agree with you
Posted on 10/26/16 at 11:02 am to The Mick
quote:
500k of coverage is like $450/year and rates are the same regardless of who writes the policy since its federally backed.
not where i live
Posted on 10/26/16 at 12:15 pm to The Mick
This is what I pay, but you need to stipulate that this rare is flood zone X. Ifflood zone AE, it will be much higher
Posted on 10/26/16 at 12:25 pm to The Mick
quote:
350k of coverage (250k building, 100k contents) is $450/year and rates are the same regardless of who writes the policy since its federally backed.
I cant imagine a private insurer offering anything to compete with that.
You live in a flood zone? Appears not so.
Fed Flood Insurance for those properties in a flood zone are usually much higher. Many are looking at the private insurance market for help. If you do so, make sure your financial institution accepts private flood insurance. They are encouraged to do so but not required.
And as for those low rates for non flood zone properties, that may change in 2017.
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