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re: Car Insurance question
Posted on 8/31/16 at 9:24 am to AlxTgr
Posted on 8/31/16 at 9:24 am to AlxTgr
quote:till how old? I was given advice to lower daughters limits by agent?
quote:
pay for his new insurance
Just remember, parents are liable for torts of their minors, so the limits need to be high, or at least what the rest of the family has.
Posted on 8/31/16 at 9:25 am to tigerfoot
quote:
I was given advice to lower daughters limits by agent?
your agent is retarded.
Posted on 8/31/16 at 9:48 am to tigerfoot
quote:After they turn 18, you're good.
till how old? I was given advice to lower daughters limits by agent?
Posted on 8/31/16 at 1:08 pm to tigerfoot
quote:
I was given advice to lower daughters limits by agent?
I'm assuming the insurance company wanted to limit their exposure if/when your daughter gets in a wreck and leave YOU exposed to an excess judgment in the event your daughter seriously injures someone else.
Agents also love it when you don't purchase Uninsured/Underinsured motorist coverage (again, so YOU can pay the price if someone hits your daughter and doesn't have insurance).
They'd rather have you exposed as opposed to them. Insurance companies (i.e. profit seeking corporations) are not looking out for your best interests.
Raise your limits and make sure you get corresponding UM/UIM coverage.
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