re: 5yr. Balloon Loan w/ 10yr. Amort. (Any hidden things I should worry about?)

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And I said "monks" - but as long as this is manageable, it doesn't seem unreasonable. However, you'll find that as you make more money, more and more of this kind of budget item will seem "essential" and not "luxury."

You're probably right. Plated transitions into Clancy's every Thursday and Romney spin classes get tacked on to yoga subscriptions. I'm sure it could happen. Hopefully we can keep that stuff at bay.

I really appreciate everyone's input.

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What's the point of making a really nice income if you aren't going to treat yourself? I had a friend that did this; he worked hard, made a shite ton of money, but refused to spend it in hopes of doing something grand a lot later in life. Unfortunately he died at 34 and never got to enjoy his wealth.