re: Credit Score Questions - Future home and car purchase

Thanks for all the help from everyone.

Is there a sweet spot for Debt/Income ratio? It looks like if I didn't put anything down on the car and bought something a little above my ideal price range on the house, I'm right around 30% debt/income. Like I said, that's definitely at the higher end of where I would want to be, but I could do it. Just curious what the banks would say.

quote:

---

I am assuming that the OP is a younger person with more limited credit history.

---

Correct, but not super limited, just not old. Avg Age of accounts is 3.75 years per Creditkarma. Oldest account is about 8.5 years. Total of 10 accounts