re: How do some of you handle future expenses such as house down payment/wedding/etc

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I opened a high interest checking and savings account. At the time it was 4% on up to 20k in the checking and 1% in the savings. It's since gone down to 2% now in checking I believe, but not too shabby for no risk (outside of someone stealing checks or debit info). Look for a bank with Kasasa.

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