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re: Half way through the year, how's your 401(k) doing?
Posted on 7/8/16 at 10:05 am to Epic Cajun
Posted on 7/8/16 at 10:05 am to Epic Cajun
I'm up .80% or so. I have chosen my own investments the last several years and thinking of moving it all into a target date fund. I'm 31 and have around $36K in the 401K. Currently kicking in 6% and company matches 3%.
Good idea to move into target date or keep as is? I'm sure there are questions to be answered and I am all ears.
Good idea to move into target date or keep as is? I'm sure there are questions to be answered and I am all ears.
1
Posted on 7/9/16 at 6:04 am to stevengtiger
IMHO target funds charge too much and often hold more cash and bonds at any target retirement period than I would.
Arm yourself with some good knowledge about mutual funds. A basic place to start is US News. If you still don't believe you can pick them then choose an S&P index fund with low cost.
Arm yourself with some good knowledge about mutual funds. A basic place to start is US News. If you still don't believe you can pick them then choose an S&P index fund with low cost.
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