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re: Umbrella policy / general liability

Posted on 7/5/16 at 5:05 pm to
Posted by achenator
Member since Oct 2014
3040 posts
Posted on 7/5/16 at 5:05 pm to
quote:

You're getting raped dude.
I promise you any broker will be able to beat that price.
I have never written insurance that high on anyone.

currently with allstate. have high income and other assets i'd rather not risk with a lower tier carrier. any suggestions would be appreciated. home is currently with Chubb, i guess I could call my Eustis broker.
Posted by BamaCoaster
God's Gulf
Member since Apr 2016
5589 posts
Posted on 7/5/16 at 5:39 pm to
quote:

have high income and other assets i'd rather not risk with a lower tier carrier. any suggestions would be appreciated. home is currently with Chubb,


The branded insurance companies are, in my biased opinion, overrated.

There are a number of carriers that will write you the same coverage for much less $$$. If you like your agent, stay.

If not, shop around every couple years.
Hell, I shop around for my clients when they renew if they want me to.

And, it doesn't matter what car you drive. Just last month, I wrote insurance on two Porches ('85& '87) for less than $120/month through Liberty Mutual.
Posted by igotit
Member since May 2016
61 posts
Posted on 7/5/16 at 7:02 pm to
Eustis is really geared for large commercial accounts. They do write personal lines policies, but it's certainly not their intent/goal. I would bet you probably don't even know your agent.

I would recommend calling a smaller agency in the town you live in. They will be able to give you the service you deserve. You would be more than fine with several different carriers.... Liberty Mutual, Safeco, Progressive/ASI just to name a few.
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