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re: How far off is credit karma from your fico?

Posted on 6/5/16 at 9:25 am to
Posted by lsu xman
Member since Oct 2006
15680 posts
Posted on 6/5/16 at 9:25 am to
I get free FICO scores from Chase, Citigroup, and BankofAmerica. Theres a 30pt variation between the High and Low of the three. All three derive their scores using the Fico 8 model.
Posted by GenesChin
The Promise Land
Member since Feb 2012
37709 posts
Posted on 6/5/16 at 10:44 am to
quote:

All three derive their scores using the Fico 8 model.



Most CC statement scores use this which is not used for Auto/Mortgage

The variation likely comes from what time of month they report and which credit bureau specific model they use
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