re: Pulling out of your 401k early.

I am 62 and unable to work due to medical issues. I still have my money in a 401K. I have more than 60% in fixed income and I want to make sure I always have at least 5 years of my expected withdrawals in the money market fund and will adjust the rest to try to maximize returns for retirement travel. Do your research on investments but if you want any returns you will need to have a portion in the stock market. Never be too conservative or too aggressive is my philosophy and it has served me well.