re: How does a basic prenuptial agreement work?

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They're not belittling what you have. They're belittling both what you think of it and what you think of your spouse to be. It's off-putting and think of it this way...If your daughter was in her final year of Nursing School or getting her Teaching cert and had only student loans and a part-time job and was marrying a homeowner what had evidently about 3 years worth of retirement in a 401(k) and a car worth less than $10K acting like he was Sumner Redstone asking for financial advice about how to protect himself from your daughter in the event they didn't work out, how would you feel?

Seriously...I know you're young but try your best to divorce yourself (from this situation, brah) and look at it from the other angle.

Why do you feel like you need to protect so little? Do you know how easy it is to get a $10K car? Or to fund your 401(k) to make up what you've lost at your young age if it does go South? Or to buy another home?

So again...use some perspective here. You are confusing people making value judgements about your possessions when they are actually making value judgements about you as a person and your relative level of maturity.

What you will build with your wife is going to be worth far more-both from a tangible and intangible standpoint-that trying to "protect," a starter home, a POS car and a couple G's in a 401(k) that you should be way more worried about the employer or the markets going belly up and taking is silly.

You have an overinflated sense of your asset's importance, and at the same time, a truly underdeveloped sense of how much more vastly important your wife will be to the Matrimonial regime.

My LLC will be 51% controlled by my wife. My life insurance policy? She is the sole beneficiary. Same for my pension. Same for my office-life insurance policy. My checking and savings? Joint. My home? She's on the mortgage and title.

She needs to be your partner. Not someone you protect yourself from.

Wise up, Youngster. You're overthinking life wayyyyy too early.

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