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Message
re: First Time Car Buyer - Update on page 4
Posted on 4/12/16 at 9:49 am to Oenophile Brah
Posted on 4/12/16 at 9:49 am to Oenophile Brah
quote:
f you can finance less (net of purchase amt, trade-in, cash down) then 50% you should be able to attract a low rate.
I was hoping this would be the case, but due to the frustrations my wife's Accord has been giving me recently, I will be buying sooner than I had planned. I'll probably only have around 30% down at the time of purchase.
This post was edited on 4/12/16 at 10:09 am
1
Posted on 4/12/16 at 9:52 am to tlsu15
quote:
I was hoping this would be the case, but due to the frustrations my wife Accord has been giving me recently, I will be buying sooner than I had planned. I'll probably only have around 30% down at the time of purchase.
My credit union offers around 2% without having to put anything down. You may end up paying an extra $300 for gap, but that's a small price to pay to keep your money liquid IMO.
Since you have experience with the Accord, I'd recommend a new Accord Sport. Lots of features, good looks, great reliability, and can be had for around $25k or less.
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