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re: Husband/wife off-gridding in Mexico. Very adventurous couple.

Posted on 3/13/16 at 9:38 am to
Posted by VaBamaMan
North AL
Member since Apr 2013
7662 posts
Posted on 3/13/16 at 9:38 am to
quote:

health insurance



It is Health Insurance. My wife and I had them for almost 2 years. Fantastic insurance. It's more akin to disaster coverage than anything else. There is a $500 deductible per claim, but if you are discounted $500 or more off of the bill, then you don't have to pay it or you are reimbursed. Because of that, it's better to go to the hospital than an urgent care, because most hospitals severely discount "self-pay" patients. Plus, going to a family doc is normally around $100, so until you pass the $500 threshold they don't pay for anything there either.

They covered 100% of my wife's pregnancy, and we got the $500 back. I highly recommend them.

Edit: For my wife and I, it was $300/month for the highest level insurance they sell. Which in this day and age is astoundingly cheap.
This post was edited on 3/13/16 at 9:40 am
Posted by retired trucker
midwest
Member since Feb 2015
5093 posts
Posted on 3/13/16 at 10:40 am to
quote:

There is a $500 deductible per claim, but if you are discounted $500 or more off of the bill, then you don't have to pay it ... most hospitals severely discount "self-pay" patients


what's the name of this insurer?
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