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re: Borrowing money from 401k...how does this work usually?
Posted on 2/23/16 at 5:42 pm to elposter
Posted on 2/23/16 at 5:42 pm to elposter
quote:
No problem. I speak from experience. We stretched for our first house and were surprised at how much money we put into it the first year. We made plenty of money according to all the charts for how much home you can afford, easily qualified for way more than our mortgage, etc. but we were cash poor and depleted savings to buy the house. Only time in my life I carried credit card debt from month to month. Hated it.
this! Don't listen to the realtor or mortgage broker on how much you can afford. Do a budget and give yourself a ton of wiggle room.
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