re: Hold off on starting a Roth?

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You'd be making a mistake, IMO. Even if you started your ROTH and invested half of it immediately then stocks drop further, you'd be reinvesting your dividends into more shares since their price fell.

Warren Buffet has a lesson for all of us: "It's not market timing that's important, it's TIME IN the market that builds wealth."

Get started with your time in the market sooner rather than later.....

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