re: Hold off on starting a Roth?

quote:

---

dropping a large chunk of money with how the industry is right now

---

The most you could drop in, unless you are old enough and making up, is 11k through April 18th.

I don't know why you wouldn't at least contribute something to your 2015 Roth while you still can, you can pull out your contributions at any point if you need them and its free of penalty.