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Message
re: Car Insurance
Posted on 1/5/16 at 11:23 pm to GoldenD
Posted on 1/5/16 at 11:23 pm to GoldenD
quote:
ok at the deductible versus premium from a break even standpoint. For example if looking at a $1000 versus $250 deductible and the monthly premium difference is $10, then it would take 75 months for me to break even if I chose the higher premium. Do you think you'll be in an at fault accident within that time frame? Statistically it depends on how much you drive, where you're located, etc. to make that decision. Obviously this excludes the comprehensive deductible but you get the point.
This is exactly what I tell my clients.
2
Posted on 1/6/16 at 1:04 am to CherryGarciaMan
quote:
This is exactly what I tell my clients.
Glad I am not your client.
The absolute smartest thing you can do is take the dollars you are spending currently. .... ask your carrier what a 5k deductible would be...... then take the "savings" and buy as much umbrella as you possibly can with that money
Posted on 1/6/16 at 1:04 am to CherryGarciaMan
quote:
This is exactly what I tell my clients.
Glad I am not your client.
The absolute smartest thing you can do is take the dollars you are spending currently. .... ask your carrier what a 5k deductible would be...... then take the "savings" and buy as much umbrella as you possibly can with that money
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