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re: Dumping the full $5500 into a Roth IRA for 2016

Posted on 1/4/16 at 6:53 pm to
Posted by saderade
America's City
Member since Jul 2005
25765 posts
Posted on 1/4/16 at 6:53 pm to
quote:

January effect says that there is no better time than early January to dump it all in.

The reality is that if you are contributing the max every year, you are getting most of your dollar cost averaging effect with one lump investment.

Time in the market, not timing the market.

Looks like I am changing my bi weekly transfer and moving everything in right now.
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