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re: Term Life Insurance question
Posted on 11/13/15 at 3:41 pm to txtiger21
Posted on 11/13/15 at 3:41 pm to txtiger21
quote:Was about to say this. It's nice to have instant access to the funds as well.
Take that same $70 and invest it in an index fund and you'll come out ahead. 20 years at 5% (pretty modest) you'll end up with about $28k, about $117/mo. Same result but you have control over the investment and will likely earn a lot more.
1
Posted on 11/13/15 at 3:54 pm to Shadowlink
$50 a month for 20 year term is wayyyyyy high unless you're getting a million dollar policy or some sh!t. In which case, WTF are you getting so much insurance?
I'm 36 years old and I'm not in their prime category for height and weight and I'm getting a 15 year term policy worth $400K for about $30/month...Genworth through Zander BTW.
I'm 36 years old and I'm not in their prime category for height and weight and I'm getting a 15 year term policy worth $400K for about $30/month...Genworth through Zander BTW.
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