quote:
Do you sit down with your SO each month and go over the following month budget (Dave Ramsey's style) or does one of you take charge and do it every month?

We are currently doing the Dave Ramsey debt snowball (not the cash envelopes though), so yes we have our budget meeting at the first of the month. We discuss upcoming expenses together and stick to it. We use Dave's EveryDollar budget app and it's very easy to use.

I just sounded like a Dave Ramsey commercial.

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Posted by lynxcat

Member since Jan 2008

24256 posts

Posted on 11/3/15 at 9:26 am to bwallcubfan

I am not yet married, but I did get my girlfriend to start using Mint. I will continue to live by Mint as it is the easiest way to aggregate all of my financials for viewing purposes.

My setup is generally:

1) Create an analysis to understand what my take home pay will be for the upcoming year. Then, make sure I am cash flow positive every month.

2) Track transactions and net worth on Mint each month to make sure that it is increasing at approx the pace I am expecting.

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Posted by CHiPs25

ATL

Member since Apr 2014

2913 posts

Posted on 11/3/15 at 10:09 am to bwallcubfan

quote:
(not the cash envelopes though)

My SO and I are trying this. I've got all the envelopes with the cash in them sitting in my house and wonder how long we'll be able to keep it up. The convenience of ordering something on Amazon may be too luring and plus typically you can save a few bucks which adds up.

We're going to give it this month to see how it works and see if it truly is inconvenient.

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