This is how we've always operated as well, but it's starting to make me nervous. I'm concerned we're basically papering over some bad habits, habits that could bite us in the arse if our income ever drops. And by we I mean, specifically, me.

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Posted by LSUAfro

Baton Rouge

Member since Aug 2005

12775 posts

Posted on 11/3/15 at 7:34 am to Cold Cous Cous

quote:
This is how we've always operated as well, but it's starting to make me nervous. I'm concerned we're basically papering over some bad habits, habits that could bite us in the arse if our income ever drops. And by we I mean, specifically, me

Same here.

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Posted by LSUGUMBO

Shreveport, LA

Member since Sep 2005

8589 posts

Posted on 11/3/15 at 7:38 am to Cold Cous Cous

When my day rate got cut about 6 months ago (oil & gas), it forced us to take a look at all of the bad financial habits we had created. She was ordering all kids of stuff (makeup, clothes, etc) and not thinking anything of it since we were 'doing fine' it was kind of a blessing in disguise- we really cut back a lot of expenses.

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Posted by makersmark1

earth

Member since Oct 2011

16128 posts

Posted on 11/3/15 at 4:59 pm to Cold Cous Cous

quote:
I'm concerned we're basically papering over some bad habits, habits that could bite us in the arse if our income ever drops. And by we I mean, specifically, me.

You are right. I'm probably a little lazy regarding this and I'm sure there are some "wasted" dollars.

I guess almost any expense can be cut, but if we are paying our bills, maxing our retirements, have emergency fund, etc, etc.

Why should I fret over my wife spending money on clothes or me enjoying football tickets, etc?

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