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re: How do you and your SO budget?

Posted on 11/2/15 at 9:34 pm to
Posted by LSUGUMBO
Shreveport, LA
Member since Sep 2005
8589 posts
Posted on 11/2/15 at 9:34 pm to
Wife built an Excel spreadsheet with all of our bills broken up into first half and second half of the month, and which bills are paid from her LLC. Then we broke down exactly how much money I bring in, how much she needs to supplement and how much we budget for 'play money'. Everything above & beyond goes into savings/retirement. We just revisited our expenses and cut out some of the unnecessary expenses to bolster savings a little more.
Posted by lynxcat
Member since Jan 2008
24254 posts
Posted on 11/2/15 at 9:38 pm to
I love Excel (live in it every day and am considered an expert by everyone I work with) but I have no desire to build a complex model for personal finances. I have built a basic income tax calculator that fed into a generic budget template. I only use that to estimate net worth increase annually.
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