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re: How much credit card debt are you in?

Posted on 10/22/15 at 9:56 pm to
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 10/22/15 at 9:56 pm to
quote:

aven't used credit cards in 4 years so $0. Best financial decision I ever made. You can have your reward points

Hey if you are aware enough to know that you can't be responsible enough to handle credit cards, I applaud you. Credit card points can be very lucrative, but if you can't control your spending, then you're better off not even having that ability to overspend. You are obviously not alone in that battle.
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
27442 posts
Posted on 10/22/15 at 9:59 pm to
quote:

Hey if you are aware enough to know that you can't be responsible enough to handle credit cards, I applaud you. Credit card points can be very lucrative, but if you can't control your spending, then you're better off not even having that ability to overspend. You are obviously not alone in that battle.


This. If you don't have the discipline and self control, you're better off staying away from credit cards.

Those of us that that do will continue traveling around the world for free.
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