re: House = (x)household income

We made sure we can afford everything on just my salary, but we'd have to cut back on paying off her student loans if we went back to that lifestyle. We figured in the student loan note into what we could afford on my salary, but while she is working, we try to throw as much at them as we can. My wife stayed home for about 7 months after my son was born. She just really wanted to work, so she went back. It's nice to have the extra 50k or so a year, but now that my son's getting a little older and the thoughts of a second child are on the horizon, I don't expect to have the 50k available much longer. Hoping a few bonuses and some decent spending habits can knock a huge chunk of her loans out this year, and losing that long with daycare costs, would pretty much nullify her not working anymore.