re: How often do you go a day without spending any money?

That's kind of a fun things to do, I guess. But I've never looked at it like that before. When I've done budgets, I've always looked at how much has been spent in various categories over a month or a quarter and then made adjustments to my spending, if I felt it necessary. Given my wicked past, a month living like a monk could easily have been cancelled out by one weekend living like Caligula.