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Message
re: Can someone explain the highly compensated employee 401k rule
Posted on 6/30/15 at 7:02 am to LigerFan
Posted on 6/30/15 at 7:02 am to LigerFan
quote:
I really dislike this rule. It really screws people who are just trying to ensure a good retirement.
Blame your company then. The rule is fine, it is your company's mismanagement of the 401k system that is screwing you and others over.
1
Posted on 6/30/15 at 8:28 am to GenesChin
quote:
Blame your company then. The rule is fine, it is your company's mismanagement of the 401k system that is screwing you and others over.
I've never had a problem with this personally, but I audit 401(k) plans so I'm pretty exposed to it. Like someone else mentioned, I don't like that one person's retirement can be affected by another person's decision.
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