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Message
2
Posted on 6/30/15 at 7:02 am to LigerFan
quote:
I really dislike this rule. It really screws people who are just trying to ensure a good retirement.
Blame your company then. The rule is fine, it is your company's mismanagement of the 401k system that is screwing you and others over.
Posted on 6/30/15 at 7:24 am to LigerFan
They aren't stopping you from saving moeny just pre-tax money (it can go into an after tax brokerage account). Also, you can look into a traditional IRA but may be subject to limitations depending on your income and the fact that you are covered by your employers plan.
The ADP/ACP test is complicated but fair and well intended.
The ADP/ACP test is complicated but fair and well intended.
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