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Message
re: .
Posted on 6/24/15 at 7:23 pm to TigerintheNO
Posted on 6/24/15 at 7:23 pm to TigerintheNO
quote:
Can you chose both?
Sure. The contribution limit applies to combined. Also, any company match will be pre-tax by default.
Do you max an external Roth account?
It's a good idea for tax diversity, but if contributing to Roth because of the tax advantages, why not go all in on the Roth? The company match provides some diversity.
1
Posted on 6/25/15 at 7:16 am to LSUtigerME
quote:
It's a good idea for tax diversity, but if contributing to Roth because of the tax advantages, why not go all in on the Roth? The company match provides some diversity.
I would throw one caveat on that suggestion. Make sure to get the details. One of my previous companies for whatever reason would only match money put in a traditional 401k and not what was put in a Roth 401k. They said it was something to do with how their electronic system worked but whatever it was, it was a key detail that was critically important.
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