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re: Income to house cost ratio: Assuming pretax income, what is the marginal ratio?
Posted on 6/3/15 at 6:02 pm to makersmark1
Posted on 6/3/15 at 6:02 pm to makersmark1
Most banks will let you go 30-35%, FHA loan will let you go up to 43%...with approved Credit of course.
1
Posted on 6/3/15 at 9:24 pm to Coach Guidry
quote:
Most banks will let you go 30-35%, FHA loan will let you go up to 43%...with approved Credit of course.
I think you're looking at the ratio for total monthly debt service, not just for housing related debt service. The last time I looked, FHA's maximum housing related debt service ratio vs. gross was 31%.
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