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re: What would you do if you were me?
Posted on 5/26/15 at 2:24 pm to LSUGUMBO
Posted on 5/26/15 at 2:24 pm to LSUGUMBO
quote:
I'd go ahead and fund a Roth in addition to your 401K, then start saving to buy a house, if that's in your near future plans
When do I know to start saving for a house and to stop putting large contributions into Roth? I suppose it's all situational?
Also, are you including general living expenses in your "emergency fund"? If not, how much do you have in general expenses?
1
Posted on 5/26/15 at 2:40 pm to Aubs10
quote:
Also, are you including general living expenses in your "emergency fund"? If not, how much do you have in general expenses?
Yes, that emergency fund consists of enough money to pay the bills and put food on the table for 8-10 months.
Yes, the house thing is all situational. Unless you think you have a chance of getting transferred in the next couple of years, I'd start thinking about buying a house and budgeting for down payments, etc. Don't get in any hurry, but rates are really low right now, and if you're pretty comfortable in the city you live in, I don't see why you shouldn't buy a house.
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