re: Any good way to finance a pool?

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Cuz it's gonna take $50k

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We belong to a local swim club. Membership is $400/yr for our family and it's open from May - September. All of the kids friends also have families that below, and if we want to bring a guest, it's $5/day. We can bring our own food and drink including alcohol and they have grills. And they have lifeguards. And they do parties.

For $2,500 per year, for 20 years, I can join and bring $2,100 in guests, which is 420 guest days. There is no way I would use that many in a year. I have no maintenance, no chemicals, no repairs, etc. Yes, dues may increase from time to time, but the inflation rate of dues is certainly less than the upkeep costs of a built-in pool. Not to mention, if you have to finance the pool, it's even more costly.

The only way I could see ever having a built in pool would be if I bought a house that had one already in, and there was a very small or no addition to the cost of the house. Those things have hardly any value.

For 5K in cash you could probably have an amazingly nice above ground pool. There is always the option of sinking a pool, not sure how much those cost.