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re: Car Insurance Repair?

Posted on 5/10/15 at 9:04 am to
Posted by GAFF
Georgia
Member since Aug 2010
2513 posts
Posted on 5/10/15 at 9:04 am to
I would rather them total my vehicle so I won't have to drive one that will more than likely have future issues due to being striped then put back together. My truck is worth 12k according to kbb. The estimate is 10k.
Posted by DLauw
SWLA
Member since Sep 2011
6101 posts
Posted on 5/10/15 at 9:25 am to
Repairs are up to you. We have a saying in the business- "the squeaky wheel gets greased" meaning if you bitch enough- the insurance company will do whatever you want.

As far as the repair your talking about, it's actually pretty simple. Undo the body mounts and engine mounts and you use a two post lift to pull everything off the frame. You roll it out from under the body and swap everything to the new frame.

There are guidelines for how we repair something set by ICAR and the vehicle manufacturer. If the shop or insurance is saying change, it probably needs it. $10k seems pretty cheap for a frame replacement though. Are they using a used or new frame? Sounds like it might even be a frame section for that price.
Posted by stout
Porte du Lafitte
Member since Sep 2006
170225 posts
Posted on 5/10/15 at 9:28 am to
quote:

The estimate is 10k.



That was before or after they decided to change the frame?

It might total if the estimate is changing.
Posted by weadjust
Member since Aug 2012
15332 posts
Posted on 5/10/15 at 9:32 am to
1. Get $10,000 from insurance company
2. Sell wrecked truck for $2000.01
3. Profit
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