re: What has Mint helped you do?

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I still use a spreadsheet for the most part bc mint is unable to connect to a few of my accounts (GMFS and Sofi). But it is a great tool to track your spending with.

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If GMFS mortgage, Cenlar bank. No idea what Sofi is.

As for security, I haven't had any issues. And it doesn't access the accounts, just read-only data. It does have passwords though. However, many of my accounts (notably capital one) have switched to an access code for 3rd party financial sites. This eliminates some of the access concerns. I wish they'd all go to this method.