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re: For those that had money invested in 08-09
Posted on 5/2/15 at 1:59 pm to foshizzle
Posted on 5/2/15 at 1:59 pm to foshizzle
quote:
Why are people still heavily invested in equities within a decade of retirement?
1) For some of us, our pensions are plenty to live on and SS is always there if needed. So retirement date is not so much of an issue for savings as is RMD date.
2) Really don't need the savings for anything. Still have a good bit of time before RMD's kick in. I'm down to 10% equities now.
1
Posted on 5/2/15 at 4:08 pm to Nawlens Gator
quote:
1) For some of us, our pensions are plenty to live on and SS is always there if needed. So retirement date is not so much of an issue for savings as is RMD date.
2) Really don't need the savings for anything. Still have a good bit of time before RMD's kick in. I'm down to 10% equities now.
That's perfectly understandable. I meant specifically those who are within ten years of needing to liquidate at least a portion of their holdings, aka the people crying about their positions being cut in half right as they were set to retire.
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