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re: Break it down - your finances
Posted on 4/27/15 at 1:31 pm to JonaYolles
Posted on 4/27/15 at 1:31 pm to JonaYolles
I'm always interested to see what others are doing as well and what I need to work on.
25, single
$2800/month after taxes
650 rent
395 for monthly bills
458 to Roth IRA
320 for groceries
160 for gas
300 for misc./fun
+400 rent from GF
Leaves about 900-1000 going to savings each month.
25, single
$2800/month after taxes
650 rent
395 for monthly bills
458 to Roth IRA
320 for groceries
160 for gas
300 for misc./fun
+400 rent from GF
Leaves about 900-1000 going to savings each month.
Posted on 4/27/15 at 1:42 pm to Tigerfan56
32, married with 2 kids, so I'll combine numbers
Income = 9,500 net
car notes/insurance/gas = 1,950
Mortgage + utilities = 2,100
Daycare = 650 (dropping this in a few months)
Groceries = 500
Eating out = 350
Savings = 1200 minimum plus any leftovers
401K = 750 plus company match
IRA = max at end of year usually
Wife has state retirement benefits but I have also started her a roth
Our vehicles are expensive and we eat out too much which really needs to change if we want to save more.
We have the goal of building/buying a new house in the next 3 years.
Income = 9,500 net
car notes/insurance/gas = 1,950
Mortgage + utilities = 2,100
Daycare = 650 (dropping this in a few months)
Groceries = 500
Eating out = 350
Savings = 1200 minimum plus any leftovers
401K = 750 plus company match
IRA = max at end of year usually
Wife has state retirement benefits but I have also started her a roth
Our vehicles are expensive and we eat out too much which really needs to change if we want to save more.
We have the goal of building/buying a new house in the next 3 years.
Posted on 4/27/15 at 2:31 pm to Tigerfan56
You're pretty much where I'm at in life.
26
~3,000 Income per month after taxes
620.00 Rent
100.00 CPA Course
105.00 Student Loans
135.00 Cell Phone
20.00 Gym
15.00 GoogleMusic/Evernote
55.00 A Week to my car
50.00 A Week to my Roth.
~320.00 A Month to LASERS
~100.00 Gas (more but paid by expense account)
~50.00 Per Month for Animals
~300.00 Per Month for food.
~139.00 For Insurance, I will be shopping around soon.
The rest collects in my savings account as a rainy day fund.
26
~3,000 Income per month after taxes
620.00 Rent
100.00 CPA Course
105.00 Student Loans
135.00 Cell Phone
20.00 Gym
15.00 GoogleMusic/Evernote
55.00 A Week to my car
50.00 A Week to my Roth.
~320.00 A Month to LASERS
~100.00 Gas (more but paid by expense account)
~50.00 Per Month for Animals
~300.00 Per Month for food.
~139.00 For Insurance, I will be shopping around soon.
The rest collects in my savings account as a rainy day fund.
This post was edited on 4/27/15 at 2:33 pm
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