re: How do you help financially ignorant people?

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As long as they're raising happy, healthy children, the size of the college fund shouldn't matter.

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I know, just frustrating to see the money being "wasted" just sitting there. According to my sister, each kid has a $5k envelope, and everytime my BIL sells a cow, he gives the money to the kids.

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if she's doing a business owners taxes than she either knows what she's doing

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His mom doesn't even have a HS education...

My BIL also sells cows. I tried mentioning to my sister that they are probably missing thousands of dollars worth of write-offs, but again, she deferred. I'm not going to touch this one though. That one seems much trickier