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re: Help determining how much mortgage I can afford
Posted on 4/16/15 at 10:16 am to Tigerfan56
Posted on 4/16/15 at 10:16 am to Tigerfan56
Figure out what your bills are going to be, make a budget, then enter in various amounts for the mortgage. Play with the numbers until you feel comfortable. When you get a monthly mortgage amount you feel comfortable, take that amount and see what you could borrow at that amount using various interest rates and loan lengths.
Just because an online calculator says you can afford a mortgage doesn't mean you can actually afford that much.
Just because an online calculator says you can afford a mortgage doesn't mean you can actually afford that much.
2
Posted on 4/16/15 at 10:31 am to poochie
Posted on 4/16/15 at 11:16 am to poochie
quote:
Figure out what your bills are going to be, make a budget, then enter in various amounts for the mortgage. Play with the numbers until you feel comfortable. When you get a monthly mortgage amount you feel comfortable, take that amount and see what you could borrow at that amount using various interest rates and loan lengths.
Just because an online calculator says you can afford a mortgage doesn't mean you can actually afford that muc
This is the right answer. Lenders will loan you waaaaaaaaaaaaaaaaaaaaaaaaaaay more than you can really afford.
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