re: So wife and I are looking to buy a house

I can't even imagine spending over $200k on a house with no plans to have kids. I'd get a small condo and funnel everything into a great vacation home somewhere awesome, with plans to retire there too.

This way, when you are old, alone, and have no one to carry on your name, you have a nice place to stay while you wish you could have done more with your life.