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Why are there no banks open past 5
Posted on 2/26/15 at 2:09 am
Posted on 2/26/15 at 2:09 am
Seems that If one bank chain would have a few branches open to 8 or 9 they would have tons of business.
Every other business has extended hours for busy people who work during the day
Every other business has extended hours for busy people who work during the day
Posted on 2/26/15 at 2:12 am to LSULyle00690
You looking for a bank at 2 a.m.??????
Posted on 2/26/15 at 2:12 am to LSULyle00690
Some are open until 6 around here Lyle
Posted on 2/26/15 at 2:15 am to LSULyle00690
Back in the day, banks would have to close fairly early to balance their books. It took a long time-big banks would work all night and finish shortly before they opened the next morning. Computer processing sped that up, but they still had to close early enough for the couriers make their connection-all those canceled checks from other banks had to be shipped through the Federal Reserve system back to the banks they were drawn on.
Electronic imaging and real time processing have lessened the need for that, but it's still a tradition. More than you probably wanted to know on the subject
Electronic imaging and real time processing have lessened the need for that, but it's still a tradition. More than you probably wanted to know on the subject
Posted on 2/26/15 at 2:15 am to SuperSaint
6 PM ain't gonna cut it.
20 years ago pharmacies closed at 6, now you got lots of em that are 24 hours.
Times change, banks need to get with the program
20 years ago pharmacies closed at 6, now you got lots of em that are 24 hours.
Times change, banks need to get with the program
Posted on 2/26/15 at 2:17 am to Jim Rockford
That's actually pretty interesting, didn't think about all that
Posted on 2/26/15 at 2:18 am to LSULyle00690
That's why they call it," bankers hours" and why ATM's and online banking were invented.
Posted on 2/26/15 at 2:19 am to Revelator
What if I need to deposit money
Posted on 2/26/15 at 2:20 am to LSULyle00690
the last time i went to walmarks around this time, their bank was open inside. woodforest i think.
Posted on 2/26/15 at 2:21 am to LSULyle00690
That's what ATMs are for. Is it still 1995 or something?
Posted on 2/26/15 at 2:22 am to List Eater
No that wood forest bank shuts down around 5 or 6
Posted on 2/26/15 at 2:23 am to Jim Rockford
They used to close at lunch, then reopen at like 3 or so for only another hour/ hour and a half just for convenience. All the days deposits were done by noon.
The phrase, "banker's hours", reflected this.
Mass banking is all headed to expanded ATMs anyhow.
The phrase, "banker's hours", reflected this.
Mass banking is all headed to expanded ATMs anyhow.
Posted on 2/26/15 at 2:26 am to GetBackToWork
I use ATM to take money out but I feel uncomfortable depositing money. I feel like something will go wrong. Guess I'm paranoid but I like handing my deposits to a person who is punching the numbers into the computer
Posted on 2/26/15 at 2:27 am to LSULyle00690
Sounds like Lyle's issue not the bank and their hours.
Posted on 2/26/15 at 2:29 am to SuperSaint
I guess I feel this way because at my job I have to work 9-9 so I have a hard time getting to the bank during their hours
Posted on 2/26/15 at 2:29 am to LSULyle00690
quote:
What if I need to deposit money
ATM or through your phone.
I'm in banking, and trust me, the industry is going in a moble and technology direction. Banks are going to close earlier, not later. Everything will be done electronically
Posted on 2/26/15 at 2:29 am to LSULyle00690
quote:
In 1999, Woodforest took "banking convenience" a step further and opened the first of four "around the clock" branches open 24 hours a day, 7 days a week in select markets.
Yep, there are a lot of these around here. I knew I saw a teller in there at like 3am. (Walmarks)
This post was edited on 2/26/15 at 2:31 am
Posted on 2/26/15 at 2:31 am to LSU6262
I don't have a smart phone and will never get one, guess I'm SOL
Posted on 2/26/15 at 2:32 am to LSULyle00690
quote:whats the issue? Just being an idiot?
I don't have a smart phone and will never get one, guess I'm SOL
Not like you're in your 50-60s
Posted on 2/26/15 at 2:32 am to LSULyle00690
So, you trust other people than yourself? The teller is operating a computer to make the deposit. Why can't you? The atm is more accurate than tellers
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