- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: UPDATE: disputed a non-paid Red light camera ticket credit report collection?
Posted on 2/25/15 at 9:19 am to GeeOH
Posted on 2/25/15 at 9:19 am to GeeOH
This is under the credit hit.
Estimated month and year that this item will be removed: 01/2018
So should I dispute it or just wait another 3 years....I mean my credit isnt bad at all i have great credit. but without this i would have outstanding credit.
under the dispute i have these options.
Investigate ownership:
-This is not my account, it belongs to a relative or person with similar name/address
-I am no longer liable for this account
-I am no longer liable for this account per divorce decree
-Creditor agreed to remove my liability on this account
-I have no knowledge of this collection account
-This account was fraudulently opened by someone who stole my identity
Estimated month and year that this item will be removed: 01/2018
So should I dispute it or just wait another 3 years....I mean my credit isnt bad at all i have great credit. but without this i would have outstanding credit.
under the dispute i have these options.
Investigate ownership:
-This is not my account, it belongs to a relative or person with similar name/address
-I am no longer liable for this account
-I am no longer liable for this account per divorce decree
-Creditor agreed to remove my liability on this account
-I have no knowledge of this collection account
-This account was fraudulently opened by someone who stole my identity
3
Posted on 2/25/15 at 9:27 am to CarRamrod
quote:
-This account was fraudulently opened by someone who stole my identity
Id probably say this just to stir the pot.
Posted on 2/25/15 at 9:33 am to CarRamrod
I'm just curious - did you run the red light or not?
Is there an option for charge not agreed to?
Given these options, I would say "I am no longer liable for this account" - the camera company would then have to prove that you are liable.
Is there an option for charge not agreed to?
Given these options, I would say "I am no longer liable for this account" - the camera company would then have to prove that you are liable.
Posted on 2/25/15 at 10:33 am to CarRamrod
You have no knowledge.
They will contact the creditor and ask to see signed docs. Creditor will not be able to respond with docs (obviously) and therefore it should be removed.
I disputed on years ago (2) and it simply disappear that next month.
That's all I got. Plus I've heard several times of others doing the same.
They will contact the creditor and ask to see signed docs. Creditor will not be able to respond with docs (obviously) and therefore it should be removed.
I disputed on years ago (2) and it simply disappear that next month.
That's all I got. Plus I've heard several times of others doing the same.
Page 1 of 1
Popular
Back to top
Follow TigerDroppings for LSU Football News