re: Unique financial situation- could a financial advisor help?

I bought my first house 2 years ago at age 25 and have 2 roommates who have lived with me since I bought the place. It has worked out GREAT. They cover the mortgage completely...

However, I wouldn't consider touching the Roth. I didn't have a lot to put down either. I put down the minimum I could for a conventional loan, which was 5%. For the price range you are looking at, 5% is only a few grand more than the $6k you already have in savings. Living at home, you should be able to save this up with some cushion in 2-3 months easily.

I have to ask though how you don't have more saved up at this point? I was in a very similar position about a year out of college. Similar salary and savings, but I didn't have my living expenses and meals covered. And I still blew money at the bar on a weekly basis like an undergrad idiot. Not sure where all your money is going but it seems that you could be a more diligent saver.