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re: Unique financial situation- could a financial advisor help?
Posted on 2/12/15 at 8:36 am to Tigerfan56
Posted on 2/12/15 at 8:36 am to Tigerfan56
Overall this can be a good idea, but I would be concerned with your current budget. I understand you just recently graduated, but making 46k and living at home you should be saving much more money. I would live with the parents for another 6 months to a year and experiment with how much you can save. If You end up saving a lot, put it down on the house.
Posted on 2/12/15 at 8:41 am to Creamer
quote:
but I would be concerned with your current budget.
yea, making $46k and living at home, i was a bit surprised by the numbers saved.
doing this could be a good option, but i think the "stick it out til you pass the test" advice upthread was pretty smart. less distractions, keep saving, unless you are looking at a once in a lifetime deal that you need to act NOW on.
Posted on 2/12/15 at 8:45 am to Creamer
Count me in the camp of thinking a house isn't the right move for you, right now. Keep stacking the savings, get the exam passed, and go job hunting. Who knows what sort of opportunities will come your way? Why feel remotely tied to a place/house at this point in your life? Houses can be more trouble than they're worth: new roof, unexpected plumbing problems, termites, dry rot, roommates who flake out and don't pay, roommates who get flaky boy/girlfriends who go nutso and cause problems...
I'd rather stack some cash and start up a decent stock portfolio. You need mobility & portability at this point in your life, not real estate.
I'd rather stack some cash and start up a decent stock portfolio. You need mobility & portability at this point in your life, not real estate.
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