re: Cost of health insurance?

I'm your age, and I pay $600 per month for a high deductible health plan with an hsa for my family of 3. If you never go to the doctor, you really should decline health insurance through your job and look into buying it on your own. You'll probably end up paying 1/3 the premium and be able to stash money away in an hsa to cover your deductible should you end up in the ER or hospital with a real emergency.